New Lebanon, OH
New Lebanon wildfire risk explained
USFS scores New Lebanon at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,892 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Lebanon at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where New Lebanon's buildings actually sit
New Lebanon rates 90.5% Minimal exposure against just 9.5% Direct and 0% Indirect — of 1,892 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where New Lebanon ranks
Within Ohio, New Lebanon ranks higher (26th percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, New Lebanon ranks 29,704 for wildfire risk (1 is highest) and 7,789 by building count (1 is largest). Within Ohio alone, it ranks 941 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
New Lebanon's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Lebanon
Even with 90.5% of New Lebanon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind New Lebanon's 29,704-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond New Lebanon, see the exposure-zones guide.