New Hope, NC
New Hope wildfire risk explained
USFS's Wildfire Risk to Communities model puts New Hope at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 856 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Hope at the 35th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
856 buildings are counted in New Hope, and 78.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where New Hope ranks
New Hope's 37th national percentile looks worse in isolation than its 10th ranking inside North Carolina does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, New Hope ranks 19,829 for wildfire risk (1 is highest) and 13,121 by building count (1 is largest). Within North Carolina alone, it ranks 693 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
New Hope's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in New Hope (78.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where New Hope's figures come from
New Hope's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what New Hope's dominant direct exposure actually means, with real examples from across the dataset.