New Haven, VT
New Haven, VT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts New Haven at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 209 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Haven at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
209 buildings are counted in New Haven, and 85.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
New Haven against the rest of the country
Compare New Haven's two percentiles: 75th within Vermont, only 17th nationally — a gap of 57 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, New Haven ranks 26,050 for wildfire risk (1 is highest) and 24,536 by building count (1 is largest). Within Vermont alone, it ranks 46 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
New Haven and the insurance market
New Haven's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
New Haven's 85.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where New Haven's figures come from
The methodology guide shows exactly how USFS turned 209 counted buildings into the percentiles shown above for New Haven. The exposure-zones guide covers what New Haven's dominant direct exposure actually means, with real examples from across the dataset.