New Harmony, IN
How exposed is New Harmony to wildfire?
USFS scores New Harmony at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 731 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Harmony at the 18th percentile, close to its 17th-percentile risk score.
New Harmony's building exposure, zone by zone
Most of New Harmony's buildings (72.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
New Harmony against the rest of the country
Compare New Harmony's two percentiles: 72nd within Indiana, only 17th nationally — a gap of 55 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, New Harmony ranks 26,154 for wildfire risk (1 is highest) and 14,319 by building count (1 is largest). Within Indiana alone, it ranks 272 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in New Harmony
New Harmony's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 72.6% of New Harmony's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind New Harmony's 26,154-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond New Harmony, see the exposure-zones guide.