New Hampton, IA
New Hampton, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts New Hampton at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,038 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Hampton at the 17th percentile, close to its 18th-percentile risk score.
What "at risk" means for the buildings here
Most of New Hampton's buildings (93.5% of 2,038) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where New Hampton ranks
New Hampton scores 18th nationally and 29th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, New Hampton ranks 25,937 for wildfire risk (1 is highest) and 7,360 by building count (1 is largest). Within Iowa alone, it ranks 724 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
New Hampton's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
New Hampton's 93.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,038 counted buildings into the percentiles shown above for New Hampton. For more on what minimal exposure implies beyond New Hampton, see the exposure-zones guide.