New Gretna, NJ
How exposed is New Gretna to wildfire?
Out of every US place USFS scores, New Gretna lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 266 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Gretna at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
New Gretna's building exposure, zone by zone
266 buildings are counted in New Gretna, and 90.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How New Gretna compares
There's little gap between New Gretna's 97th national percentile and its 100th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, New Gretna ranks 855 for wildfire risk (1 is highest) and 22,638 by building count (1 is largest). Within New Jersey alone, it ranks 2 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 97th percentile nationally, New Gretna carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
New Gretna's 90.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind New Gretna's 855-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond New Gretna, see the exposure-zones guide.