New Carlisle, IN
New Carlisle wildfire risk explained
New Carlisle sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 940 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Carlisle at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
79% of New Carlisle's 940 buildings sit in USFS's Minimal exposure zone, with only 21% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where New Carlisle ranks
New Carlisle's 29th-percentile standing inside Indiana outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, New Carlisle ranks 30,257 for wildfire risk (1 is highest) and 12,393 by building count (1 is largest). Within Indiana alone, it ranks 687 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
New Carlisle and the insurance market
At the 4th national percentile, New Carlisle rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 79% of buildings rated Minimal exposure, New Carlisle gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where New Carlisle's figures come from
New Carlisle's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what New Carlisle's dominant minimal exposure actually means, with real examples from across the dataset.