New Braunfels, TX
How exposed is New Braunfels to wildfire?
New Braunfels's 34,519 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Braunfels at the 73rd percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
53.5% of New Braunfels's 34,519 buildings sit in USFS's Minimal exposure zone, with only 19.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 34,519 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where New Braunfels ranks
Inside Texas, New Braunfels sits at just the 45th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, New Braunfels ranks 8,051 for wildfire risk (1 is highest) and 314 by building count (1 is largest). Within Texas alone, it ranks 989 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
New Braunfels's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in New Braunfels
Even with 53.5% of New Braunfels outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where New Braunfels's figures come from
New Braunfels's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what New Braunfels's dominant minimal exposure actually means, with real examples from across the dataset.