New Bloomfield, MO
How exposed is New Bloomfield to wildfire?
USFS scores New Bloomfield at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 407 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Bloomfield's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
Of New Bloomfield's 407 counted buildings, 54.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How New Bloomfield compares
New Bloomfield's risk sits at a similar level relative to Missouri (65th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, New Bloomfield ranks 11,508 for wildfire risk (1 is highest) and 19,086 by building count (1 is largest). Within Missouri alone, it ranks 374 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
New Bloomfield and the insurance market
At the 64th percentile nationally, New Bloomfield carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
New Bloomfield's 54.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where New Bloomfield's figures come from
Every one of the two percentiles behind New Bloomfield's 11,508-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what New Bloomfield's dominant direct exposure actually means, with real examples from across the dataset.