New Baden, IL
How exposed is New Baden to wildfire?
New Baden's 1,625 buildings earn a 0th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Baden's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
New Baden's building exposure, zone by zone
USFS classifies 97.4% of New Baden's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
New Baden against the rest of the country
New Baden's risk sits at a similar level relative to Illinois (4th percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, New Baden ranks 31,423 for wildfire risk (1 is highest) and 8,675 by building count (1 is largest). Within Illinois alone, it ranks 1,397 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
New Baden's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Baden
Even with 97.4% of New Baden outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,625 counted buildings into the percentiles shown above for New Baden. For more on what minimal exposure implies beyond New Baden, see the exposure-zones guide.