New Amsterdam, IN
How exposed is New Amsterdam to wildfire?
USFS's Wildfire Risk to Communities model puts New Amsterdam at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 58 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Amsterdam at the 23rd percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in New Amsterdam: 100% of its 58 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where New Amsterdam ranks
New Amsterdam's 86th-percentile standing inside Indiana outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, New Amsterdam ranks 24,641 for wildfire risk (1 is highest) and 30,707 by building count (1 is largest). Within Indiana alone, it ranks 143 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in New Amsterdam
New Amsterdam's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of New Amsterdam in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind New Amsterdam's 24,641-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond New Amsterdam, see the exposure-zones guide.