New Albany, PA
New Albany wildfire risk explained
New Albany's 196 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts New Albany at the 38th percentile, close to its 39th-percentile risk score.
Where New Albany's buildings actually sit
Direct exposure dominates in New Albany: 53.6% of its 196 buildings, versus 46.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where New Albany ranks
New Albany's 59th-percentile standing inside Pennsylvania outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, New Albany ranks 19,360 for wildfire risk (1 is highest) and 25,012 by building count (1 is largest). Within Pennsylvania alone, it ranks 810 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
New Albany's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in New Albany
Because Direct exposure dominates in New Albany (53.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
New Albany's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond New Albany, see the exposure-zones guide.