New Albany, MS
New Albany, MS's wildfire risk, in USFS's own numbers
New Albany's 4,072 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks New Albany at the 76th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where New Albany's buildings actually sit
USFS classifies 52.4% of New Albany's buildings as Direct exposure, higher than its 47.6% Indirect share and far above its 0% Minimal share — a profile where 2,132 structures sit close enough to vegetation that lot clearing matters most.
Where New Albany ranks
New Albany scores 73rd nationally and 68th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, New Albany ranks 8,379 for wildfire risk (1 is highest) and 4,168 by building count (1 is largest). Within Mississippi alone, it ranks 137 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 73rd percentile nationally, New Albany carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in New Albany (52.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
New Albany's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond New Albany, see the exposure-zones guide.