New Albany, IN
How exposed is New Albany to wildfire?
New Albany sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 18,014 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, New Albany's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
Most of New Albany's buildings (50% of 18,014) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 18,014 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
New Albany against the rest of the country
Compare New Albany's two percentiles: 73rd within Indiana, only 17th nationally — a gap of 56 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, New Albany ranks 26,057 for wildfire risk (1 is highest) and 798 by building count (1 is largest). Within Indiana alone, it ranks 262 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 17th national percentile, New Albany rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in New Albany
New Albany's 50% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where New Albany's figures come from
The methodology guide shows exactly how USFS turned 18,014 counted buildings into the percentiles shown above for New Albany. The exposure-zones guide covers what New Albany's dominant minimal exposure actually means, with real examples from across the dataset.