Neskowin, OR
Neskowin wildfire risk explained
Neskowin sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 458 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Neskowin's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Neskowin (66.8% of 458 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 33.2% sit in the Direct zone.
How Neskowin compares
Neskowin scores 45th nationally and 42nd within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Neskowin ranks 17,245 for wildfire risk (1 is highest) and 18,111 by building count (1 is largest). Within Oregon alone, it ranks 246 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Shopping for coverage in Neskowin
Neskowin's 45th-percentile score lands in Oregon, the only two states requiring a wildfire disclosure at sale. Oregon's own hazard map feeds directly into that disclosure requirement. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Neskowin's 66.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 458 counted buildings into the percentiles shown above for Neskowin. For more on what indirect exposure implies beyond Neskowin, see the exposure-zones guide.