Neshanic, NJ
Neshanic wildfire risk explained
Neshanic sits at the 34th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 417 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Neshanic at the 34th percentile, close to its 34th-percentile risk score.
Neshanic's building exposure, zone by zone
99.8% of Neshanic's 417 buildings sit in USFS's Direct exposure zone, roughly 416 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0.2% are Minimal.
Where Neshanic ranks
There's little gap between Neshanic's 34th national percentile and its 33rd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Neshanic ranks 20,678 for wildfire risk (1 is highest) and 18,886 by building count (1 is largest). Within New Jersey alone, it ranks 467 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Neshanic and the insurance market
At the 34th national percentile, Neshanic rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Neshanic's 99.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 417 counted buildings into the percentiles shown above for Neshanic. For more on what direct exposure implies beyond Neshanic, see the exposure-zones guide.