Nesbitt, TX
Nesbitt wildfire risk explained
USFS's Wildfire Risk to Communities model puts Nesbitt at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 211 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nesbitt at the 72nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Nesbitt's building exposure, zone by zone
211 buildings are counted in Nesbitt, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Nesbitt against the rest of the country
Inside Texas, Nesbitt sits at just the 35th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Nesbitt ranks 8,965 for wildfire risk (1 is highest) and 24,457 by building count (1 is largest). Within Texas alone, it ranks 1,163 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Nesbitt's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Nesbitt
Because Direct exposure dominates in Nesbitt (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 211 counted buildings into the percentiles shown above for Nesbitt. For more on what direct exposure implies beyond Nesbitt, see the exposure-zones guide.