Neoga, IL
Neoga, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Neoga lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 859 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Neoga at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Neoga's buildings actually sit
USFS classifies 90.2% of Neoga's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Neoga ranks
Neoga scores 3rd nationally and 18th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Neoga ranks 30,691 for wildfire risk (1 is highest) and 13,088 by building count (1 is largest). Within Illinois alone, it ranks 1,191 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Neoga's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Neoga
Neoga's 90.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Neoga's figures come from
The methodology guide shows exactly how USFS turned 859 counted buildings into the percentiles shown above for Neoga. The exposure-zones guide covers what Neoga's dominant minimal exposure actually means, with real examples from across the dataset.