Nenzel, NE
How exposed is Nenzel to wildfire?
Out of every US place USFS scores, Nenzel lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 31 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nenzel's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Nenzel's building exposure, zone by zone
100% of Nenzel's 31 buildings sit in USFS's Direct exposure zone, roughly 31 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Nenzel compares
There's little gap between Nenzel's 87th national percentile and its 95th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Nenzel ranks 4,039 for wildfire risk (1 is highest) and 31,348 by building count (1 is largest). Within Nebraska alone, it ranks 29 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Nenzel
Nenzel's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Nenzel (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Nenzel's 4,039-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Nenzel, see the exposure-zones guide.