Nemacolin, PA
Nemacolin wildfire risk explained
USFS scores Nemacolin at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 320 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nemacolin at the 39th percentile, close to its 37th-percentile risk score.
Where Nemacolin's buildings actually sit
USFS puts 61.3% of Nemacolin's 320 buildings in the Indirect exposure zone, versus 38.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Nemacolin compares
Within Pennsylvania, Nemacolin ranks higher (55th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Nemacolin ranks 19,923 for wildfire risk (1 is highest) and 21,098 by building count (1 is largest). Within Pennsylvania alone, it ranks 904 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 37th national percentile, Nemacolin rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Nemacolin's 61.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 320 counted buildings into the percentiles shown above for Nemacolin. For more on what indirect exposure implies beyond Nemacolin, see the exposure-zones guide.