Nelson Lagoon, AK
Nelson Lagoon wildfire risk explained
Nelson Lagoon sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 40 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nelson Lagoon at the 5th percentile, close to its 5th-percentile risk score.
Where Nelson Lagoon's buildings actually sit
40 buildings are counted in Nelson Lagoon, and 62.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 37.5% rated Minimal.
Nelson Lagoon against the rest of the country
Nelson Lagoon's risk sits at a similar level relative to Alaska (0th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Nelson Lagoon ranks 30,056 for wildfire risk (1 is highest) and 31,160 by building count (1 is largest). Within Alaska alone, it ranks 322 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Nelson Lagoon's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Nelson Lagoon
With 62.5% of Nelson Lagoon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Nelson Lagoon's 30,056-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Nelson Lagoon, see the exposure-zones guide.