Nellie, OH
Nellie, OH's wildfire risk, in USFS's own numbers
USFS scores Nellie at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 131 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nellie at the 39th percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 50.4% of Nellie's 131 buildings in the Indirect exposure zone, versus 49.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Nellie compares
Within Ohio, Nellie ranks higher (84th percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Nellie ranks 19,388 for wildfire risk (1 is highest) and 27,683 by building count (1 is largest). Within Ohio alone, it ranks 205 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Nellie
Nellie's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 50.4% of Nellie's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Nellie's figures come from
Nellie's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nellie's dominant indirect exposure actually means, with real examples from across the dataset.