Negley, OH
How exposed is Negley to wildfire?
USFS's Wildfire Risk to Communities model puts Negley at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 261 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Negley at the 43rd percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Negley (59% of 261 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41% sit in the Direct zone.
How Negley compares
Within Ohio, Negley ranks higher (95th percentile) than it does nationally (43rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Negley ranks 17,975 for wildfire risk (1 is highest) and 22,804 by building count (1 is largest). Within Ohio alone, it ranks 71 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 43rd national percentile, Negley rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Negley's 59% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Negley's 17,975-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Negley, see the exposure-zones guide.