Negaunee, MI
How exposed is Negaunee to wildfire?
Negaunee sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,427 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Negaunee at the 41st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,427 buildings are counted in Negaunee, and 73.8% of them are Indirect exposure — ember-driven risk rather than the 26.1% in Direct exposure or the 0.1% rated Minimal.
Where Negaunee ranks
Within Michigan, Negaunee ranks higher (91st percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Negaunee ranks 18,621 for wildfire risk (1 is highest) and 6,446 by building count (1 is largest). Within Michigan alone, it ranks 66 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Negaunee's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 73.8% of Negaunee's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Negaunee's figures come from
Negaunee's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Negaunee's dominant indirect exposure actually means, with real examples from across the dataset.