Nedrow, NY
Nedrow, NY's wildfire risk, in USFS's own numbers
USFS scores Nedrow at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,114 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nedrow at the 11th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
80.7% of Nedrow's 1,114 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 19.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Nedrow ranks
Nedrow's 28th-percentile standing inside New York outpaces its 11th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Nedrow ranks 27,962 for wildfire risk (1 is highest) and 11,191 by building count (1 is largest). Within New York alone, it ranks 935 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Nedrow's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Nedrow's 80.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Nedrow's figures come from
Nedrow's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nedrow's dominant indirect exposure actually means, with real examples from across the dataset.