Nederland, CO
Nederland, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Nederland at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 879 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nederland at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Nederland's buildings actually sit
Of Nederland's 879 counted buildings, 55.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Nederland ranks
Nederland scores 97th nationally and 89th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Nederland ranks 880 for wildfire risk (1 is highest) and 12,914 by building count (1 is largest). Within Colorado alone, it ranks 54 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Nederland
Nederland's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 55.9% of Nederland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Nederland's figures come from
Every one of the two percentiles behind Nederland's 880-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Nederland's dominant direct exposure actually means, with real examples from across the dataset.