Neches, TX
Neches, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Neches lands at the 78th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 184 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Neches at the 79th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Neches's building exposure, zone by zone
184 buildings are counted in Neches, and 85.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Neches compares
Neches's 78th national percentile looks worse in isolation than its 54th ranking inside Texas does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Neches ranks 7,100 for wildfire risk (1 is highest) and 25,483 by building count (1 is largest). Within Texas alone, it ranks 825 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Neches and the insurance market
At the 78th percentile nationally, Neches carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Neches's 85.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 184 counted buildings into the percentiles shown above for Neches. For more on what direct exposure implies beyond Neches, see the exposure-zones guide.