Nebo, IL
How exposed is Nebo to wildfire?
Nebo sits at the 43rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 245 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nebo's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Where Nebo's buildings actually sit
Most of Nebo's buildings (89.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Nebo ranks
Compare Nebo's two percentiles: 95th within Illinois, only 43rd nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Nebo ranks 17,955 for wildfire risk (1 is highest) and 23,289 by building count (1 is largest). Within Illinois alone, it ranks 74 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Nebo and the insurance market
At the 43rd national percentile, Nebo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Nebo (89.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Nebo's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Nebo, see the exposure-zones guide.