Nazareth, TX
Nazareth wildfire risk explained
USFS's Wildfire Risk to Communities model puts Nazareth at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 263 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nazareth at the 90th percentile, close to its 90th-percentile risk score.
Where Nazareth's buildings actually sit
Indirect exposure is dominant in Nazareth (63.5% of 263 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.5% sit in the Direct zone.
How Nazareth compares
Nazareth scores 90th nationally and 84th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Nazareth ranks 3,134 for wildfire risk (1 is highest) and 22,759 by building count (1 is largest). Within Texas alone, it ranks 289 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Nazareth
Nazareth's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 63.5% of Nazareth's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Nazareth's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Nazareth, see the exposure-zones guide.