Navy, VA
Navy wildfire risk explained
Navy's 984 buildings earn a 16th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Navy at the 16th percentile, close to its 16th-percentile risk score.
Navy's building exposure, zone by zone
Only 24% of Navy's 984 buildings carry Direct exposure and 0% carry Indirect; the remaining 76% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Navy ranks
Navy's risk sits at a similar level relative to Virginia (6th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Navy ranks 26,648 for wildfire risk (1 is highest) and 12,050 by building count (1 is largest). Within Virginia alone, it ranks 640 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Navy and the insurance market
Navy's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Navy
Navy's 76% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 984 counted buildings into the percentiles shown above for Navy. For more on what minimal exposure implies beyond Navy, see the exposure-zones guide.