Navasota, TX
Navasota wildfire risk explained
Out of every US place USFS scores, Navasota lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,793 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Navasota's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Navasota's buildings actually sit
Indirect exposure is dominant in Navasota (79.2% of 3,793 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.8% sit in the Direct zone.
Navasota against the rest of the country
Navasota's 68th national percentile looks worse in isolation than its 25th ranking inside Texas does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Navasota ranks 10,259 for wildfire risk (1 is highest) and 4,432 by building count (1 is largest). Within Texas alone, it ranks 1,342 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Navasota and the insurance market
Navasota's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 79.2% of Navasota's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,793 counted buildings into the percentiles shown above for Navasota. For more on what indirect exposure implies beyond Navasota, see the exposure-zones guide.