Natural Bridge, NY
Natural Bridge wildfire risk explained
Natural Bridge's 201 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Natural Bridge at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Natural Bridge's building exposure, zone by zone
Of Natural Bridge's 201 counted buildings, 77.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Natural Bridge ranks
Natural Bridge's risk sits at a similar level relative to New York (10th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Natural Bridge ranks 29,572 for wildfire risk (1 is highest) and 24,808 by building count (1 is largest). Within New York alone, it ranks 1,159 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Natural Bridge's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Natural Bridge (77.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Natural Bridge's figures come from
Every one of the two percentiles behind Natural Bridge's 29,572-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Natural Bridge's dominant direct exposure actually means, with real examples from across the dataset.