Natural Bridge, AL
Natural Bridge, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Natural Bridge at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 60 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Natural Bridge's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Natural Bridge's buildings actually sit
86.7% of Natural Bridge's 60 buildings sit in USFS's Direct exposure zone, roughly 52 structures close enough to burnable vegetation for flame contact, not just embers — 13.3% fall in the Indirect, ember-only zone and 0% are Minimal.
How Natural Bridge compares
Inside Alabama, Natural Bridge sits at just the 56th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Natural Bridge ranks 8,149 for wildfire risk (1 is highest) and 30,641 by building count (1 is largest). Within Alabama alone, it ranks 259 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Natural Bridge and the insurance market
Natural Bridge's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Natural Bridge's 86.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Natural Bridge's figures come from
Every one of the two percentiles behind Natural Bridge's 8,149-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Natural Bridge's dominant direct exposure actually means, with real examples from across the dataset.