National, MD
National, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts National at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 37 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts National at the 51st percentile, close to its 53rd-percentile risk score.
National's building exposure, zone by zone
37 buildings are counted in National, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where National ranks
Within Maryland, National ranks higher (73rd percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, National ranks 14,780 for wildfire risk (1 is highest) and 31,232 by building count (1 is largest). Within Maryland alone, it ranks 142 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 53rd national percentile, National rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
National's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind National's 14,780-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond National, see the exposure-zones guide.