Nathalie, VA
How exposed is Nathalie to wildfire?
Nathalie's 167 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nathalie at the 45th percentile, close to its 43rd-percentile risk score.
Where Nathalie's buildings actually sit
96.4% of Nathalie's 167 buildings sit in USFS's Direct exposure zone, roughly 161 structures close enough to burnable vegetation for flame contact, not just embers — 3.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Nathalie against the rest of the country
Nathalie's risk sits at a similar level relative to Virginia (40th percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Nathalie ranks 17,857 for wildfire risk (1 is highest) and 26,154 by building count (1 is largest). Within Virginia alone, it ranks 412 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Nathalie and the insurance market
Nathalie's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 96.4% of Nathalie in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 167 counted buildings into the percentiles shown above for Nathalie. For more on what direct exposure implies beyond Nathalie, see the exposure-zones guide.