Nassau Village-Ratliff, FL
How exposed is Nassau Village-Ratliff to wildfire?
Nassau Village-Ratliff sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 3,184 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nassau Village-Ratliff's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Nassau Village-Ratliff's building exposure, zone by zone
3,184 buildings are counted in Nassau Village-Ratliff, and 97.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Nassau Village-Ratliff ranks
Nassau Village-Ratliff's 80th national percentile looks worse in isolation than its 48th ranking inside Florida does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Nassau Village-Ratliff ranks 6,266 for wildfire risk (1 is highest) and 5,182 by building count (1 is largest). Within Florida alone, it ranks 494 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Nassau Village-Ratliff carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Nassau Village-Ratliff's 97.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,184 counted buildings into the percentiles shown above for Nassau Village-Ratliff. For more on what direct exposure implies beyond Nassau Village-Ratliff, see the exposure-zones guide.