Nassau Lake, NY
Nassau Lake wildfire risk explained
USFS scores Nassau Lake at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 541 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Nassau Lake's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Where Nassau Lake's buildings actually sit
541 buildings are counted in Nassau Lake, and 60.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 4.1% rated Minimal.
Where Nassau Lake ranks
Nassau Lake's 49th-percentile standing inside New York outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Nassau Lake ranks 24,341 for wildfire risk (1 is highest) and 16,702 by building count (1 is largest). Within New York alone, it ranks 662 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Nassau Lake's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Nassau Lake (60.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Nassau Lake's figures come from
Every one of the two percentiles behind Nassau Lake's 24,341-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Nassau Lake's dominant direct exposure actually means, with real examples from across the dataset.