Nassau Bay, TX
How exposed is Nassau Bay to wildfire?
Nassau Bay sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,684 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nassau Bay at the 66th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Nassau Bay's buildings actually sit
USFS classifies 99.4% of Nassau Bay's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Nassau Bay against the rest of the country
Nassau Bay ranks lower within Texas (19th percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Nassau Bay ranks 11,582 for wildfire risk (1 is highest) and 8,482 by building count (1 is largest). Within Texas alone, it ranks 1,460 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Nassau Bay's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 99.4% of buildings rated Minimal exposure, Nassau Bay gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Nassau Bay's figures come from
Nassau Bay's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Nassau Bay's dominant minimal exposure actually means, with real examples from across the dataset.