Nashville, NC
Nashville, NC's wildfire risk, in USFS's own numbers
USFS scores Nashville at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,734 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Nashville at the 45th percentile, close to its 45th-percentile risk score.
Where Nashville's buildings actually sit
Of Nashville's 2,734 counted buildings, 54% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Nashville ranks
Nashville's 45th national percentile looks worse in isolation than its 24th ranking inside North Carolina does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Nashville ranks 17,463 for wildfire risk (1 is highest) and 5,875 by building count (1 is largest). Within North Carolina alone, it ranks 586 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Nashville's elevated rating (45th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Nashville (54%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,734 counted buildings into the percentiles shown above for Nashville. For more on what direct exposure implies beyond Nashville, see the exposure-zones guide.