Narragansett Pier, RI
Narragansett Pier, RI's wildfire risk, in USFS's own numbers
USFS scores Narragansett Pier at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,939 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Narragansett Pier's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Narragansett Pier's building exposure, zone by zone
USFS classifies 76.5% of Narragansett Pier's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Narragansett Pier compares
Narragansett Pier scores 10th nationally and 11th within Rhode Island — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Narragansett Pier ranks 28,415 for wildfire risk (1 is highest) and 7,650 by building count (1 is largest). Within Rhode Island alone, it ranks 32 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
What this risk score means for insurance
Narragansett Pier's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 76.5% of buildings rated Minimal exposure, Narragansett Pier gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Narragansett Pier's figures come from
Every one of the two percentiles behind Narragansett Pier's 28,415-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Narragansett Pier's dominant minimal exposure actually means, with real examples from across the dataset.