Narcissa, OK
Narcissa wildfire risk explained
USFS scores Narcissa at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 120 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Narcissa at the 76th percentile, close to its 75th-percentile risk score.
Where Narcissa's buildings actually sit
USFS classifies 99.2% of Narcissa's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0.8% Minimal share — a profile where 119 structures sit close enough to vegetation that lot clearing matters most.
Where Narcissa ranks
Narcissa ranks lower within Oklahoma (15th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Narcissa ranks 7,854 for wildfire risk (1 is highest) and 28,163 by building count (1 is largest). Within Oklahoma alone, it ranks 712 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Narcissa and the insurance market
Narcissa's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Narcissa
Narcissa's 99.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Narcissa's figures come from
Every one of the two percentiles behind Narcissa's 7,854-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Narcissa's dominant direct exposure actually means, with real examples from across the dataset.