Napoleon, OH
Napoleon wildfire risk explained
USFS scores Napoleon at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 4,407 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Napoleon's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
Only 4% of Napoleon's 4,407 buildings carry Direct exposure and 0% carry Indirect; the remaining 96% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Napoleon against the rest of the country
Napoleon scores 1st nationally and 8th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Napoleon ranks 31,121 for wildfire risk (1 is highest) and 3,876 by building count (1 is largest). Within Ohio alone, it ranks 1,168 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 1st national percentile, Napoleon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Napoleon
With 96% of buildings rated Minimal exposure, Napoleon gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,407 counted buildings into the percentiles shown above for Napoleon. For more on what minimal exposure implies beyond Napoleon, see the exposure-zones guide.