Naples, SD
Naples, SD's wildfire risk, in USFS's own numbers
Naples's 28 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Naples's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Naples's building exposure, zone by zone
Of Naples's 28 counted buildings, 75% carry Direct exposure and only 25% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Naples compares
Inside South Dakota, Naples sits at just the 5th percentile even though it scores 32nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Naples ranks 21,444 for wildfire risk (1 is highest) and 31,385 by building count (1 is largest). Within South Dakota alone, it ranks 417 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Naples and the insurance market
Naples's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Naples
Because Direct exposure dominates in Naples (75%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 28 counted buildings into the percentiles shown above for Naples. For more on what direct exposure implies beyond Naples, see the exposure-zones guide.