Naples Park, FL
How exposed is Naples Park to wildfire?
USFS's Wildfire Risk to Communities model puts Naples Park at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,181 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Naples Park at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 1.7% of Naples Park's 3,181 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Naples Park against the rest of the country
Inside Florida, Naples Park sits at just the 35th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Naples Park ranks 8,060 for wildfire risk (1 is highest) and 5,186 by building count (1 is largest). Within Florida alone, it ranks 622 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Naples Park and the insurance market
Naples Park's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Naples Park's 98.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,181 counted buildings into the percentiles shown above for Naples Park. For more on what minimal exposure implies beyond Naples Park, see the exposure-zones guide.