Naomi, PA
Naomi wildfire risk explained
USFS scores Naomi at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 68 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Naomi's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Naomi's building exposure, zone by zone
Indirect exposure is dominant in Naomi (55.9% of 68 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 42.7% sit in the Direct zone.
How Naomi compares
Naomi's risk sits at a similar level relative to Pennsylvania (36th percentile statewide) as it does nationally (29th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Naomi ranks 22,390 for wildfire risk (1 is highest) and 30,365 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,272 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Naomi and the insurance market
Naomi's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 55.9% of Naomi's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 68 counted buildings into the percentiles shown above for Naomi. For more on what indirect exposure implies beyond Naomi, see the exposure-zones guide.