Nacogdoches, TX
How exposed is Nacogdoches to wildfire?
USFS's Wildfire Risk to Communities model puts Nacogdoches at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 11,387 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Nacogdoches at the 68th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Nacogdoches's buildings actually sit
11,387 buildings are counted in Nacogdoches, and 41.4% of them are Indirect exposure — ember-driven risk rather than the 29.1% in Direct exposure or the 29.5% rated Minimal. At 11,387 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Nacogdoches against the rest of the country
Inside Texas, Nacogdoches sits at just the 24th percentile even though it scores 67th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Nacogdoches ranks 10,541 for wildfire risk (1 is highest) and 1,388 by building count (1 is largest). Within Texas alone, it ranks 1,367 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Nacogdoches's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Nacogdoches
Nacogdoches's 41.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Nacogdoches's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Nacogdoches, see the exposure-zones guide.