Naco, AZ
Naco wildfire risk explained
Naco sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 467 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Naco at the 96th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Naco's building exposure, zone by zone
467 buildings are counted in Naco, and 72.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Naco against the rest of the country
Inside Arizona, Naco sits at just the 73rd percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Naco ranks 1,783 for wildfire risk (1 is highest) and 17,934 by building count (1 is largest). Within Arizona alone, it ranks 119 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Naco
Naco's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 72.2% of Naco in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Naco's 1,783-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Naco, see the exposure-zones guide.