Myrtle Springs, TX
Myrtle Springs wildfire risk explained
Myrtle Springs sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 802 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Myrtle Springs at the 76th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Myrtle Springs's building exposure, zone by zone
802 buildings are counted in Myrtle Springs, and 80.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Myrtle Springs compares
Myrtle Springs's 75th national percentile looks worse in isolation than its 46th ranking inside Texas does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Myrtle Springs ranks 7,989 for wildfire risk (1 is highest) and 13,615 by building count (1 is largest). Within Texas alone, it ranks 978 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Myrtle Springs's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Myrtle Springs
Myrtle Springs's 80.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Myrtle Springs's 7,989-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Myrtle Springs, see the exposure-zones guide.