Myrtle, MN
Myrtle wildfire risk explained
USFS scores Myrtle at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 79 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Myrtle's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Myrtle's building exposure, zone by zone
Only 13.9% of Myrtle's 79 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Myrtle against the rest of the country
There's little gap between Myrtle's 1st national percentile and its 1st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Myrtle ranks 31,110 for wildfire risk (1 is highest) and 29,927 by building count (1 is largest). Within Minnesota alone, it ranks 905 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Myrtle
Myrtle's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Myrtle's 86.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Myrtle's 31,110-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Myrtle, see the exposure-zones guide.