Myrtle Grove, NC
Myrtle Grove, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Myrtle Grove lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,924 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Myrtle Grove at the 58th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
53.4% of Myrtle Grove's 4,924 buildings sit in USFS's Direct exposure zone, roughly 2,628 structures close enough to burnable vegetation for flame contact, not just embers — 17.8% fall in the Indirect, ember-only zone and 28.9% are Minimal.
Myrtle Grove against the rest of the country
There's little gap between Myrtle Grove's 64th national percentile and its 63rd percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Myrtle Grove ranks 11,355 for wildfire risk (1 is highest) and 3,474 by building count (1 is largest). Within North Carolina alone, it ranks 287 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Myrtle Grove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Myrtle Grove
Because Direct exposure dominates in Myrtle Grove (53.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Myrtle Grove's figures come from
Myrtle Grove's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Myrtle Grove's dominant direct exposure actually means, with real examples from across the dataset.